Plan your year together: income, spending, goals and debts, with your taxes worked out for your state, province or nation. Both of you edit the same book from your own phones, and it is encrypted so that not even we can read your numbers.
$19.99 once, per family. No subscription. English, Magyar, Deutsch, Español.
A calm, page-by-page workbook instead of a spreadsheet with 18 tabs. A “?” next to every box explains what goes there.
Answer a few questions; the book suggests the rest from typical amounts for your income.
Shared costs split by income or half and half, with “who paid what” and a one-click settle-up.
Ten minutes together: two numbers and one decision. Reads your bank's CSV file on your device.
See when each goal is reached and your debt-free date, highest-interest or smallest-first.
Know which bills leave your account in the next 30 days.
When the numbers go negative or off track, the book shows concrete ways to fix it.
A careful after-tax estimate from the published rules for where you live, checked against an independent calculation for every region. It's a planning aid, not tax advice.
Federal, all 50 states and DC, NYC, Yonkers and Maryland counties; itemizing, child and care credits, EITC, the new tips, overtime and senior deductions.
Every province and territory including Quebec; Scottish bands; CPP/QPP, EI, National Insurance.
Medicare levy and surcharge with family thresholds; SZJA, TB, the family allowances and the main exemptions.
An after-tax estimate for your state, province or country, so the plan starts from what you actually take home.
Each of you signs in on your own phone and sees the same book, updated live.
Encrypted on your devices, with no bank login needed.
A short explanation and where to find the number, whenever you need it.
Big, clear fields and tabs that work with one thumb.
English, Magyar, Deutsch and Español, switchable at any time.
No bank login, ever. Your book is encrypted on your own devices with a key only your family has; our server stores only unreadable data. Each of you signs in with your own username and password, and you get a printable emergency code in case you forget it.
Read the privacy policyOne family: you and your partner, each on up to three devices. You can add more family members for a small extra fee. Others can only join with your invite.
No. It is a careful planning estimate using the standard rules for the most common situation, and each page lists what isn't included. Check final figures with a tax professional.
Each of you has your own username and password and can sign in on any phone or computer. Your password unlocks the book on your device; we never see it.
The owner opens the book with the licence key and the emergency code printed at the start, then sets a new password. A partner can simply be invited again. Without these, nobody can open the book, not even us.
No. You buy once (for example $19.99, €17.99 or 6 490 Ft), with no subscription. When a new tax year starts, the book gets the new rules and you carry your plan over in one click.
Yes. The owner can delete the book and all its data at any time from the “Us” page.